Moving from Chicago to Ann Arbor (2026)
Ann Arbor has a COL index of 105 vs 107 for Chicago (100 = US average). You'd pay about 2% less for the same lifestyle.
Key differences
Salary needed in Ann Arbor to match your Chicago lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in Chicago | Equivalent in Ann Arbor |
|---|---|
| $40K | $39,252 |
| $50K | $49,065 |
| $60K | $58,879 |
| $75K | $73,598 |
| $80K | $78,505 |
| $100K | $98,131 |
| $120K | $117,757 |
| $150K | $147,196 |
Monthly budget at $75K — Chicago vs Ann Arbor
| Expense | Chicago | Ann Arbor |
|---|---|---|
| Monthly take-home | $4,434 | $4,484 |
| 1BR rent | $1,900 | $1,750 |
| Groceries | $388 | $384 |
| Transport | $105 | $65 |
| Utilities | $165 | $162 |
| Internet | $65 | $63 |
| Left after essentials | $1,811 | $2,060 |
Frequently asked questions
Is Ann Arbor cheaper than Chicago?
Yes. Ann Arbor has a cost of living index of 105 vs 107 for Chicago (100 = US average). That's about 2% cheaper.
How much will I save moving from Chicago to Ann Arbor?
On a $75K salary, moving from Chicago to Ann Arbor could save roughly $199/month on core expenses. That's ~$2,388/year.
What salary do I need in Ann Arbor to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $73,598/year in Ann Arbor. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only