Moving from Chicago to Amarillo (2026)

Amarillo has a COL index of 80 vs 107 for Chicago (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$1,059/mo
on core expenses · $75K salary baseline

Key differences

COL index
10780
100 = US avg
1BR rent
$1,900$950
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Amarillo to match your Chicago lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Amarillo
$40K$29,907
$50K$37,383
$60K$44,860
$75K$56,075
$80K$59,813
$100K$74,766
$120K$89,720
$150K$112,150

Monthly budget at $75K — Chicago vs Amarillo

ExpenseChicagoAmarillo
Monthly take-home$4,434$4,741
1BR rent$1,900$950
Groceries$388$346
Transport$105$38
Utilities$165$170
Internet$65$60
Left after essentials$1,811$3,177

Frequently asked questions

Is Amarillo cheaper than Chicago?

Yes. Amarillo has a cost of living index of 80 vs 107 for Chicago (100 = US average). That's about 25% cheaper.

How much will I save moving from Chicago to Amarillo?

On a $75K salary, moving from Chicago to Amarillo could save roughly $1,059/month on core expenses. That's ~$12,708/year.

What salary do I need in Amarillo to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $56,075/year in Amarillo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only