Moving from Chattanooga to Nashville (2026)

Nashville has a COL index of 112 vs 86 for Chattanooga (100 = US average). Expect to pay about 30% more for the same lifestyle.

Pay ~$590 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
86112
100 = US avg
1BR rent
$1,250$1,800
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Nashville to match your Chattanooga lifestyle

Based on the 30% cost of living increase between the two cities.

Your salary in ChattanoogaEquivalent in Nashville
$40K$52,093
$50K$65,116
$60K$78,140
$75K$97,674
$80K$104,186
$100K$130,233
$120K$156,279
$150K$195,349

Monthly budget at $75K — Chattanooga vs Nashville

ExpenseChattanoogaNashville
Monthly take-home$4,741$4,741
1BR rent$1,250$1,800
Groceries$357$365
Transport$45$70
Utilities$165$170
Internet$58$60
Left after essentials$2,866$2,276

Frequently asked questions

Is Nashville cheaper than Chattanooga?

No. Nashville has a cost of living index of 112 vs 86 for Chattanooga (100 = US average). That's about 30% more expensive.

How much will I save moving from Chattanooga to Nashville?

On a $75K salary, core expenses in Nashville run about $590/month more than Chattanooga. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $97,674/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only