Moving from Chattanooga to Houston (2026)

Houston has a COL index of 95 vs 86 for Chattanooga (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$162 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8695
100 = US avg
1BR rent
$1,250$1,350
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Houston to match your Chattanooga lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in ChattanoogaEquivalent in Houston
$40K$44,186
$50K$55,233
$60K$66,279
$75K$82,849
$80K$88,372
$100K$110,465
$120K$132,558
$150K$165,698

Monthly budget at $75K — Chattanooga vs Houston

ExpenseChattanoogaHouston
Monthly take-home$4,741$4,741
1BR rent$1,250$1,350
Groceries$357$357
Transport$45$90
Utilities$165$175
Internet$58$65
Left after essentials$2,866$2,704

Frequently asked questions

Is Houston cheaper than Chattanooga?

No. Houston has a cost of living index of 95 vs 86 for Chattanooga (100 = US average). That's about 10% more expensive.

How much will I save moving from Chattanooga to Houston?

On a $75K salary, core expenses in Houston run about $162/month more than Chattanooga. Factor this into your salary negotiation when relocating.

What salary do I need in Houston to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $82,849/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only