Moving from Charlotte to San Antonio (2026)

San Antonio has a COL index of 87 vs 100 for Charlotte (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$632/mo
on core expenses · $75K salary baseline

Key differences

COL index
10087
100 = US avg
1BR rent
$1,700$1,100
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in San Antonio to match your Charlotte lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in CharlotteEquivalent in San Antonio
$40K$34,800
$50K$43,500
$60K$52,200
$75K$65,250
$80K$69,600
$100K$87,000
$120K$104,400
$150K$130,500

Monthly budget at $75K — Charlotte vs San Antonio

ExpenseCharlotteSan Antonio
Monthly take-home$4,459$4,741
1BR rent$1,700$1,100
Groceries$365$353
Transport$88$48
Utilities$155$175
Internet$60$60
Left after essentials$2,091$3,005

Frequently asked questions

Is San Antonio cheaper than Charlotte?

Yes. San Antonio has a cost of living index of 87 vs 100 for Charlotte (100 = US average). That's about 13% cheaper.

How much will I save moving from Charlotte to San Antonio?

On a $75K salary, moving from Charlotte to San Antonio could save roughly $632/month on core expenses. That's ~$7,584/year.

What salary do I need in San Antonio to match my Charlotte lifestyle?

To maintain the same purchasing power as $75,000 in Charlotte, you'd need roughly $65,250/year in San Antonio. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only