Moving from Charlotte to Raleigh (2026)

Raleigh has a COL index of 101 vs 100 for Charlotte (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$23 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100101
100 = US avg
1BR rent
$1,700$1,700
per month
State tax
4.5%4.5%
income tax
Take-home at $75K
$4,459$4,459
per month

Salary needed in Raleigh to match your Charlotte lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in CharlotteEquivalent in Raleigh
$40K$40,400
$50K$50,500
$60K$60,600
$75K$75,750
$80K$80,800
$100K$101,000
$120K$121,200
$150K$151,500

Monthly budget at $75K — Charlotte vs Raleigh

ExpenseCharlotteRaleigh
Monthly take-home$4,459$4,459
1BR rent$1,700$1,700
Groceries$365$365
Transport$88$70
Utilities$155$150
Internet$60$60
Left after essentials$2,091$2,114

Frequently asked questions

Is Raleigh cheaper than Charlotte?

No. Raleigh has a cost of living index of 101 vs 100 for Charlotte (100 = US average). That's about 1% more expensive.

How much will I save moving from Charlotte to Raleigh?

On a $75K salary, moving from Charlotte to Raleigh could save roughly $23/month on core expenses. That's ~$276/year.

What salary do I need in Raleigh to match my Charlotte lifestyle?

To maintain the same purchasing power as $75,000 in Charlotte, you'd need roughly $75,750/year in Raleigh. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only