Moving from Charleston to St. Paul (2026)

St. Paul has a COL index of 97 vs 97 for Charleston (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$169 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 97
100 = US avg
1BR rent
$1,900 โ†’ $1,500
per month
State tax
6.2% โ†’ 9.9%
income tax
COL difference
97 โ†’ 97
0% more expensive

Salary needed in St. Paul to match your Charleston lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in CharlestonEquivalent in St. Paul
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$319/moon core expenses at $75K

Monthly budget at $75K โ€” Charleston vs St. Paul

ExpenseCharlestonSt. Paul
Monthly take-home$4,353$4,122
1BR rent$1,900$1,500
Groceries$376$384
Transport$55$95
Utilities$162$195
Internet$63$63
Left after essentials$1,797$1,885

30-Year Wealth Builder

If you invest your monthly savings of $319 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$389,171

over 30 years compared to staying in Charleston โ€” that's the real price of a city.

$319/mo invested

Frequently asked questions

Is St. Paul cheaper than Charleston?

No. St. Paul has a cost of living index of 97 vs 97 for Charleston (100 = US average). That's about 0% more expensive.

How much will I save moving from Charleston to St. Paul?

On a $75K salary, moving from Charleston to St. Paul saves roughly $169/month on core expenses. That's ~$2,028/year.

What salary do I need in St. Paul to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $75,000/year in St. Paul. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only