Moving from Charleston to Des Moines (2026)

Des Moines has a COL index of 87 vs 97 for Charleston (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$731/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 87
100 = US avg
1BR rent
$1,900 โ†’ $1,200
per month
State tax
6.2% โ†’ 5.7%
income tax
COL difference
97 โ†’ 87
10% cheaper

Salary needed in Des Moines to match your Charleston lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in CharlestonEquivalent in Des Moines
$40K$35,876
$50K$44,845
$60K$53,814
$75K$67,268
$80K$71,753
$100K$89,691
$120K$107,629
$150K$134,536

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$726/moon core expenses at $75K

Monthly budget at $75K โ€” Charleston vs Des Moines

ExpenseCharlestonDes Moines
Monthly take-home$4,353$4,384
1BR rent$1,900$1,200
Groceries$376$365
Transport$55$50
Utilities$162$155
Internet$63$60
Left after essentials$1,797$2,554

30-Year Wealth Builder

If you invest your monthly savings of $726 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$885,699

over 30 years compared to staying in Charleston โ€” that's the real price of a city.

$726/mo invested

Frequently asked questions

Is Des Moines cheaper than Charleston?

Yes. Des Moines has a cost of living index of 87 vs 97 for Charleston (100 = US average). That's about 10% cheaper.

How much will I save moving from Charleston to Des Moines?

On a $75K salary, moving from Charleston to Des Moines saves roughly $731/month on core expenses. That's ~$8,772/year.

What salary do I need in Des Moines to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $67,268/year in Des Moines. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only