Moving from Charleston to Columbia (2026)

Columbia has a COL index of 87 vs 97 for Charleston (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$650/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 87
100 = US avg
1BR rent
$1,900 โ†’ $1,250
per month
State tax
6.2% โ†’ 6.2%
income tax
COL difference
97 โ†’ 87
10% cheaper

Salary needed in Columbia to match your Charleston lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in CharlestonEquivalent in Columbia
$40K$35,876
$50K$44,845
$60K$53,814
$75K$67,268
$80K$71,753
$100K$89,691
$120K$107,629
$150K$134,536

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$688/moon core expenses at $75K

Monthly budget at $75K โ€” Charleston vs Columbia

ExpenseCharlestonColumbia
Monthly take-home$4,353$4,353
1BR rent$1,900$1,250
Groceries$376$361
Transport$55$45
Utilities$162$152
Internet$63$60
Left after essentials$1,797$2,485

30-Year Wealth Builder

If you invest your monthly savings of $688 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$839,340

over 30 years compared to staying in Charleston โ€” that's the real price of a city.

$688/mo invested

Frequently asked questions

Is Columbia cheaper than Charleston?

Yes. Columbia has a cost of living index of 87 vs 97 for Charleston (100 = US average). That's about 10% cheaper.

How much will I save moving from Charleston to Columbia?

On a $75K salary, moving from Charleston to Columbia saves roughly $650/month on core expenses. That's ~$7,800/year.

What salary do I need in Columbia to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $67,268/year in Columbia. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only