Moving from Charleston to Cincinnati (2026)

Cincinnati has a COL index of 87 vs 97 for Charleston (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$597/mo
on core expenses · $75K salary baseline

Key differences

COL index
9787
100 = US avg
1BR rent
$1,900$1,300
per month
State tax
6.2%3.5%
income tax
Take-home at $75K
$4,353$4,522
per month

Salary needed in Cincinnati to match your Charleston lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in CharlestonEquivalent in Cincinnati
$40K$35,876
$50K$44,845
$60K$53,814
$75K$67,268
$80K$71,753
$100K$89,691
$120K$107,629
$150K$134,536

Monthly budget at $75K — Charleston vs Cincinnati

ExpenseCharlestonCincinnati
Monthly take-home$4,353$4,522
1BR rent$1,900$1,300
Groceries$376$369
Transport$55$65
Utilities$162$165
Internet$63$60
Left after essentials$1,797$2,563

Frequently asked questions

Is Cincinnati cheaper than Charleston?

Yes. Cincinnati has a cost of living index of 87 vs 97 for Charleston (100 = US average). That's about 10% cheaper.

How much will I save moving from Charleston to Cincinnati?

On a $75K salary, moving from Charleston to Cincinnati could save roughly $597/month on core expenses. That's ~$7,164/year.

What salary do I need in Cincinnati to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $67,268/year in Cincinnati. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only