Moving from Boston to Lubbock (2026)

Lubbock has a COL index of 81 vs 162 for Boston (100 = US average). You'd pay about 50% less for the same lifestyle.

Save ~$2,149/mo
on core expenses · $75K salary baseline

Key differences

COL index
16281
100 = US avg
1BR rent
$3,000$1,000
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Lubbock to match your Boston lifestyle

Based on the 50% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Lubbock
$40K$20,000
$50K$25,000
$60K$30,000
$75K$37,500
$80K$40,000
$100K$50,000
$120K$60,000
$150K$75,000

Monthly budget at $75K — Boston vs Lubbock

ExpenseBostonLubbock
Monthly take-home$4,428$4,741
1BR rent$3,000$1,000
Groceries$418$346
Transport$90$38
Utilities$185$172
Internet$70$58
Left after essentials$665$3,127

Frequently asked questions

Is Lubbock cheaper than Boston?

Yes. Lubbock has a cost of living index of 81 vs 162 for Boston (100 = US average). That's about 50% cheaper.

How much will I save moving from Boston to Lubbock?

On a $75K salary, moving from Boston to Lubbock could save roughly $2,149/month on core expenses. That's ~$25,788/year.

What salary do I need in Lubbock to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $37,500/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only