Moving from Boston to Houston (2026)

Houston has a COL index of 95 vs 162 for Boston (100 = US average). You'd pay about 41% less for the same lifestyle.

Save ~$1,726/mo
on core expenses · $75K salary baseline

Key differences

COL index
16295
100 = US avg
1BR rent
$3,000$1,350
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Houston to match your Boston lifestyle

Based on the 41% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Houston
$40K$23,457
$50K$29,321
$60K$35,185
$75K$43,981
$80K$46,914
$100K$58,642
$120K$70,370
$150K$87,963

Monthly budget at $75K — Boston vs Houston

ExpenseBostonHouston
Monthly take-home$4,428$4,741
1BR rent$3,000$1,350
Groceries$418$357
Transport$90$90
Utilities$185$175
Internet$70$65
Left after essentials$665$2,704

Frequently asked questions

Is Houston cheaper than Boston?

Yes. Houston has a cost of living index of 95 vs 162 for Boston (100 = US average). That's about 41% cheaper.

How much will I save moving from Boston to Houston?

On a $75K salary, moving from Boston to Houston could save roughly $1,726/month on core expenses. That's ~$20,712/year.

What salary do I need in Houston to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $43,981/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only