Moving from Boston to Fort Wayne (2026)

Fort Wayne has a COL index of 81 vs 162 for Boston (100 = US average). You'd pay about 50% less for the same lifestyle.

Save ~$2,113/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
162 โ†’ 81
100 = US avg
1BR rent
$3,000 โ†’ $1,000
per month
State tax
5% โ†’ 3.2%
income tax
COL difference
162 โ†’ 81
50% cheaper

Salary needed in Fort Wayne to match your Boston lifestyle

Based on the 50% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Fort Wayne
$40K$20,000
$50K$25,000
$60K$30,000
$75K$37,500
$80K$40,000
$100K$50,000
$120K$60,000
$150K$75,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$2,155/moon core expenses at $75K

Monthly budget at $75K โ€” Boston vs Fort Wayne

ExpenseBostonFort Wayne
Monthly take-home$4,428$4,541
1BR rent$3,000$1,000
Groceries$418$353
Transport$90$42
Utilities$185$155
Internet$70$58
Left after essentials$665$2,933

30-Year Wealth Builder

If you invest your monthly savings of $2,155 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$2,629,037

over 30 years compared to staying in Boston โ€” that's the real price of a city.

$2,155/mo invested

Frequently asked questions

Is Fort Wayne cheaper than Boston?

Yes. Fort Wayne has a cost of living index of 81 vs 162 for Boston (100 = US average). That's about 50% cheaper.

How much will I save moving from Boston to Fort Wayne?

On a $75K salary, moving from Boston to Fort Wayne saves roughly $2,113/month on core expenses. That's ~$25,356/year.

What salary do I need in Fort Wayne to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $37,500/year in Fort Wayne. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only