Moving from Boise to Sioux Falls (2026)

Sioux Falls has a COL index of 88 vs 105 for Boise (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$713/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
105 โ†’ 88
100 = US avg
1BR rent
$1,600 โ†’ $1,250
per month
State tax
5.8% โ†’ None
income tax
COL difference
105 โ†’ 88
16% cheaper

Salary needed in Sioux Falls to match your Boise lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in BoiseEquivalent in Sioux Falls
$40K$33,524
$50K$41,905
$60K$50,286
$75K$62,857
$80K$67,048
$100K$83,810
$120K$100,571
$150K$125,714

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$350/moon core expenses at $75K

Monthly budget at $75K โ€” Boise vs Sioux Falls

ExpenseBoiseSioux Falls
Monthly take-home$4,378$4,741
1BR rent$1,600$1,250
Groceries$372$365
Transport$45$42
Utilities$145$155
Internet$60$60
Left after essentials$2,156$2,869

30-Year Wealth Builder

If you invest your monthly savings of $350 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$426,990

over 30 years compared to staying in Boise โ€” that's the real price of a city.

$350/mo invested

Frequently asked questions

Is Sioux Falls cheaper than Boise?

Yes. Sioux Falls has a cost of living index of 88 vs 105 for Boise (100 = US average). That's about 16% cheaper.

How much will I save moving from Boise to Sioux Falls?

On a $75K salary, moving from Boise to Sioux Falls saves roughly $713/month on core expenses. That's ~$8,556/year.

What salary do I need in Sioux Falls to match my Boise lifestyle?

To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $62,857/year in Sioux Falls. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only