Moving from Boise to Phoenix (2026)

Phoenix has a COL index of 100 vs 105 for Boise (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$19/mo
on core expenses · $75K salary baseline

Key differences

COL index
105100
100 = US avg
1BR rent
$1,600$1,500
per month
State tax
5.8%2.5%
income tax
Take-home at $75K
$4,378$4,584
per month

Salary needed in Phoenix to match your Boise lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in BoiseEquivalent in Phoenix
$40K$38,095
$50K$47,619
$60K$57,143
$75K$71,429
$80K$76,190
$100K$95,238
$120K$114,286
$150K$142,857

Monthly budget at $75K — Boise vs Phoenix

ExpenseBoisePhoenix
Monthly take-home$4,378$4,584
1BR rent$1,600$1,500
Groceries$372$369
Transport$45$64
Utilities$145$210
Internet$60$60
Left after essentials$2,156$2,381

Frequently asked questions

Is Phoenix cheaper than Boise?

Yes. Phoenix has a cost of living index of 100 vs 105 for Boise (100 = US average). That's about 5% cheaper.

How much will I save moving from Boise to Phoenix?

On a $75K salary, moving from Boise to Phoenix could save roughly $19/month on core expenses. That's ~$228/year.

What salary do I need in Phoenix to match my Boise lifestyle?

To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $71,429/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only