Moving from Boise to Phoenix (2026)
Phoenix has a COL index of 100 vs 105 for Boise (100 = US average). You'd pay about 5% less for the same lifestyle.
Save ~$306/mo
on rent + taxes · $75K salary baseline
Change cities
Key differences
COL index
105 → 100
100 = US avg
1BR rent
$1,600 → $1,500
per month
State tax
5.8% → 2.5%
income tax
COL difference
105 → 100
5% cheaper
Salary needed in Phoenix to match your Boise lifestyle
Based on the 5% cost of living decrease between the two cities.
| Your salary in Boise | Equivalent in Phoenix |
|---|---|
| $40K | $38,095 |
| $50K | $47,619 |
| $60K | $57,143 |
| $75K | $71,429 |
| $80K | $76,190 |
| $100K | $95,238 |
| $120K | $114,286 |
| $150K | $142,857 |
💵 Household income (before tax)
$75K
$
$30K$300K
Save ~$19/moon core expenses at $75K
Monthly budget at $75K — Boise vs Phoenix
| Expense | Boise | Phoenix |
|---|---|---|
| Monthly take-home | $4,378 | $4,584 |
| 1BR rent | $1,600 | $1,500 |
| Groceries | $372 | $369 |
| Transport | $45 | $64 |
| Utilities | $145 | $210 |
| Internet | $60 | $60 |
| Left after essentials | $2,156 | $2,381 |
Frequently asked questions
Is Phoenix cheaper than Boise?
Yes. Phoenix has a cost of living index of 100 vs 105 for Boise (100 = US average). That's about 5% cheaper.
How much will I save moving from Boise to Phoenix?
On a $75K salary, moving from Boise to Phoenix saves roughly $306/month on core expenses. That's ~$3,672/year.
What salary do I need in Phoenix to match my Boise lifestyle?
To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $71,429/year in Phoenix. This is based on the overall COL index difference.
Moving from Phoenix to BoiseBoise vs Phoenix — full comparisonBoise cost of livingPhoenix cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only