Moving from Boise to Houston (2026)

Houston has a COL index of 95 vs 105 for Boise (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$613/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
105 โ†’ 95
100 = US avg
1BR rent
$1,600 โ†’ $1,350
per month
State tax
5.8% โ†’ None
income tax
COL difference
105 โ†’ 95
10% cheaper

Salary needed in Houston to match your Boise lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in BoiseEquivalent in Houston
$40K$36,190
$50K$45,238
$60K$54,286
$75K$67,857
$80K$72,381
$100K$90,476
$120K$108,571
$150K$135,714

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$185/moon core expenses at $75K

Monthly budget at $75K โ€” Boise vs Houston

ExpenseBoiseHouston
Monthly take-home$4,378$4,741
1BR rent$1,600$1,350
Groceries$372$357
Transport$45$90
Utilities$145$175
Internet$60$65
Left after essentials$2,156$2,704

30-Year Wealth Builder

If you invest your monthly savings of $185 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$225,695

over 30 years compared to staying in Boise โ€” that's the real price of a city.

$185/mo invested

Frequently asked questions

Is Houston cheaper than Boise?

Yes. Houston has a cost of living index of 95 vs 105 for Boise (100 = US average). That's about 10% cheaper.

How much will I save moving from Boise to Houston?

On a $75K salary, moving from Boise to Houston saves roughly $613/month on core expenses. That's ~$7,356/year.

What salary do I need in Houston to match my Boise lifestyle?

To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $67,857/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only