Moving from Boise to Chicago (2026)

Chicago has a COL index of 107 vs 105 for Boise (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$401 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
105107
100 = US avg
1BR rent
$1,600$1,900
per month
State tax
5.8%4.9%
income tax
Take-home at $75K
$4,378$4,434
per month

Salary needed in Chicago to match your Boise lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in BoiseEquivalent in Chicago
$40K$40,762
$50K$50,952
$60K$61,143
$75K$76,429
$80K$81,524
$100K$101,905
$120K$122,286
$150K$152,857

Monthly budget at $75K — Boise vs Chicago

ExpenseBoiseChicago
Monthly take-home$4,378$4,434
1BR rent$1,600$1,900
Groceries$372$388
Transport$45$105
Utilities$145$165
Internet$60$65
Left after essentials$2,156$1,811

Frequently asked questions

Is Chicago cheaper than Boise?

No. Chicago has a cost of living index of 107 vs 105 for Boise (100 = US average). That's about 2% more expensive.

How much will I save moving from Boise to Chicago?

On a $75K salary, core expenses in Chicago run about $401/month more than Boise. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Boise lifestyle?

To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $76,429/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only