Moving from Birmingham to Toledo (2026)
Toledo has a COL index of 81 vs 84 for Birmingham (100 = US average). You'd pay about 4% less for the same lifestyle.
Save ~$147/mo
on core expenses · $75K salary baseline
Key differences
COL index
8481
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
5%3.5%
income tax
Take-home at $75K
$4,428$4,522
per month
Salary needed in Toledo to match your Birmingham lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Birmingham | Equivalent in Toledo |
|---|---|
| $40K | $38,571 |
| $50K | $48,214 |
| $60K | $57,857 |
| $75K | $72,321 |
| $80K | $77,143 |
| $100K | $96,429 |
| $120K | $115,714 |
| $150K | $144,643 |
Monthly budget at $75K — Birmingham vs Toledo
| Expense | Birmingham | Toledo |
|---|---|---|
| Monthly take-home | $4,428 | $4,522 |
| 1BR rent | $1,200 | $1,050 |
| Groceries | $357 | $357 |
| Transport | $40 | $58 |
| Utilities | $175 | $160 |
| Internet | $58 | $58 |
| Left after essentials | $2,598 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Birmingham?
Yes. Toledo has a cost of living index of 81 vs 84 for Birmingham (100 = US average). That's about 4% cheaper.
How much will I save moving from Birmingham to Toledo?
On a $75K salary, moving from Birmingham to Toledo could save roughly $147/month on core expenses. That's ~$1,764/year.
What salary do I need in Toledo to match my Birmingham lifestyle?
To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $72,321/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to BirminghamBirmingham vs Toledo — full comparisonBirmingham cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only