Moving from Birmingham to Springfield (2026)

Springfield has a COL index of 79 vs 84 for Birmingham (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$272/mo
on core expenses · $75K salary baseline

Key differences

COL index
8479
100 = US avg
1BR rent
$1,200$950
per month
State tax
5%4.7%
income tax
Take-home at $75K
$4,428$4,447
per month

Salary needed in Springfield to match your Birmingham lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in BirminghamEquivalent in Springfield
$40K$37,619
$50K$47,024
$60K$56,429
$75K$70,536
$80K$75,238
$100K$94,048
$120K$112,857
$150K$141,071

Monthly budget at $75K — Birmingham vs Springfield

ExpenseBirminghamSpringfield
Monthly take-home$4,428$4,447
1BR rent$1,200$950
Groceries$357$353
Transport$40$42
Utilities$175$155
Internet$58$58
Left after essentials$2,598$2,889

Frequently asked questions

Is Springfield cheaper than Birmingham?

Yes. Springfield has a cost of living index of 79 vs 84 for Birmingham (100 = US average). That's about 6% cheaper.

How much will I save moving from Birmingham to Springfield?

On a $75K salary, moving from Birmingham to Springfield could save roughly $272/month on core expenses. That's ~$3,264/year.

What salary do I need in Springfield to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $70,536/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only