Moving from Birmingham to Phoenix (2026)

Phoenix has a COL index of 100 vs 84 for Birmingham (100 = US average). Expect to pay about 19% more for the same lifestyle.

Pay ~$373 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
84100
100 = US avg
1BR rent
$1,200$1,500
per month
State tax
5%2.5%
income tax
Take-home at $75K
$4,428$4,584
per month

Salary needed in Phoenix to match your Birmingham lifestyle

Based on the 19% cost of living increase between the two cities.

Your salary in BirminghamEquivalent in Phoenix
$40K$47,619
$50K$59,524
$60K$71,429
$75K$89,286
$80K$95,238
$100K$119,048
$120K$142,857
$150K$178,571

Monthly budget at $75K — Birmingham vs Phoenix

ExpenseBirminghamPhoenix
Monthly take-home$4,428$4,584
1BR rent$1,200$1,500
Groceries$357$369
Transport$40$64
Utilities$175$210
Internet$58$60
Left after essentials$2,598$2,381

Frequently asked questions

Is Phoenix cheaper than Birmingham?

No. Phoenix has a cost of living index of 100 vs 84 for Birmingham (100 = US average). That's about 19% more expensive.

How much will I save moving from Birmingham to Phoenix?

On a $75K salary, core expenses in Phoenix run about $373/month more than Birmingham. Factor this into your salary negotiation when relocating.

What salary do I need in Phoenix to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $89,286/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only