Moving from Birmingham to Jackson (2026)

Jackson has a COL index of 79 vs 84 for Birmingham (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$219/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
84 โ†’ 79
100 = US avg
1BR rent
$1,200 โ†’ $1,000
per month
State tax
5% โ†’ 4.7%
income tax
COL difference
84 โ†’ 79
6% cheaper

Salary needed in Jackson to match your Birmingham lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in BirminghamEquivalent in Jackson
$40K$37,619
$50K$47,024
$60K$56,429
$75K$70,536
$80K$75,238
$100K$94,048
$120K$112,857
$150K$141,071

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$213/moon core expenses at $75K

Monthly budget at $75K โ€” Birmingham vs Jackson

ExpenseBirminghamJackson
Monthly take-home$4,428$4,447
1BR rent$1,200$1,000
Groceries$357$346
Transport$40$38
Utilities$175$178
Internet$58$55
Left after essentials$2,598$2,830

30-Year Wealth Builder

If you invest your monthly savings of $213 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$259,854

over 30 years compared to staying in Birmingham โ€” that's the real price of a city.

$213/mo invested

Frequently asked questions

Is Jackson cheaper than Birmingham?

Yes. Jackson has a cost of living index of 79 vs 84 for Birmingham (100 = US average). That's about 6% cheaper.

How much will I save moving from Birmingham to Jackson?

On a $75K salary, moving from Birmingham to Jackson saves roughly $219/month on core expenses. That's ~$2,628/year.

What salary do I need in Jackson to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $70,536/year in Jackson. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only