Moving from Birmingham to El Paso (2026)

El Paso has a COL index of 80 vs 84 for Birmingham (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$463/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
84 โ†’ 80
100 = US avg
1BR rent
$1,200 โ†’ $1,050
per month
State tax
5% โ†’ None
income tax
COL difference
84 โ†’ 80
5% cheaper

Salary needed in El Paso to match your Birmingham lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in BirminghamEquivalent in El Paso
$40K$38,095
$50K$47,619
$60K$57,143
$75K$71,429
$80K$76,190
$100K$95,238
$120K$114,286
$150K$142,857

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$159/moon core expenses at $75K

Monthly budget at $75K โ€” Birmingham vs El Paso

ExpenseBirminghamEl Paso
Monthly take-home$4,428$4,741
1BR rent$1,200$1,050
Groceries$357$346
Transport$40$40
Utilities$175$175
Internet$58$60
Left after essentials$2,598$3,070

30-Year Wealth Builder

If you invest your monthly savings of $159 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$193,975

over 30 years compared to staying in Birmingham โ€” that's the real price of a city.

$159/mo invested

Frequently asked questions

Is El Paso cheaper than Birmingham?

Yes. El Paso has a cost of living index of 80 vs 84 for Birmingham (100 = US average). That's about 5% cheaper.

How much will I save moving from Birmingham to El Paso?

On a $75K salary, moving from Birmingham to El Paso saves roughly $463/month on core expenses. That's ~$5,556/year.

What salary do I need in El Paso to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $71,429/year in El Paso. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only