Moving from Birmingham to Austin (2026)

Austin has a COL index of 122 vs 84 for Birmingham (100 = US average). Expect to pay about 45% more for the same lifestyle.

Pay ~$627 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
84122
100 = US avg
1BR rent
$1,200$1,800
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Austin to match your Birmingham lifestyle

Based on the 45% cost of living increase between the two cities.

Your salary in BirminghamEquivalent in Austin
$40K$58,095
$50K$72,619
$60K$87,143
$75K$108,929
$80K$116,190
$100K$145,238
$120K$174,286
$150K$217,857

Monthly budget at $75K — Birmingham vs Austin

ExpenseBirminghamAustin
Monthly take-home$4,428$4,741
1BR rent$1,200$1,800
Groceries$357$372
Transport$40$50
Utilities$175$170
Internet$58$65
Left after essentials$2,598$2,284

Frequently asked questions

Is Austin cheaper than Birmingham?

No. Austin has a cost of living index of 122 vs 84 for Birmingham (100 = US average). That's about 45% more expensive.

How much will I save moving from Birmingham to Austin?

On a $75K salary, core expenses in Austin run about $627/month more than Birmingham. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $108,929/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only