Moving from Austin to Birmingham (2026)

Birmingham has a COL index of 84 vs 122 for Austin (100 = US average). You'd pay about 31% less for the same lifestyle.

Save ~$627/mo
on core expenses · $75K salary baseline

Key differences

COL index
12284
100 = US avg
1BR rent
$1,800$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Austin lifestyle

Based on the 31% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Birmingham
$40K$27,541
$50K$34,426
$60K$41,311
$75K$51,639
$80K$55,082
$100K$68,852
$120K$82,623
$150K$103,279

Monthly budget at $75K — Austin vs Birmingham

ExpenseAustinBirmingham
Monthly take-home$4,741$4,428
1BR rent$1,800$1,200
Groceries$372$357
Transport$50$40
Utilities$170$175
Internet$65$58
Left after essentials$2,284$2,598

Frequently asked questions

Is Birmingham cheaper than Austin?

Yes. Birmingham has a cost of living index of 84 vs 122 for Austin (100 = US average). That's about 31% cheaper.

How much will I save moving from Austin to Birmingham?

On a $75K salary, moving from Austin to Birmingham could save roughly $627/month on core expenses. That's ~$7,524/year.

What salary do I need in Birmingham to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $51,639/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only