Moving from Birmingham to Amarillo (2026)

Amarillo has a COL index of 80 vs 84 for Birmingham (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$563/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
84 โ†’ 80
100 = US avg
1BR rent
$1,200 โ†’ $950
per month
State tax
5% โ†’ None
income tax
COL difference
84 โ†’ 80
5% cheaper

Salary needed in Amarillo to match your Birmingham lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in BirminghamEquivalent in Amarillo
$40K$38,095
$50K$47,619
$60K$57,143
$75K$71,429
$80K$76,190
$100K$95,238
$120K$114,286
$150K$142,857

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$266/moon core expenses at $75K

Monthly budget at $75K โ€” Birmingham vs Amarillo

ExpenseBirminghamAmarillo
Monthly take-home$4,428$4,741
1BR rent$1,200$950
Groceries$357$346
Transport$40$38
Utilities$175$170
Internet$58$60
Left after essentials$2,598$3,177

30-Year Wealth Builder

If you invest your monthly savings of $266 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$324,512

over 30 years compared to staying in Birmingham โ€” that's the real price of a city.

$266/mo invested

Frequently asked questions

Is Amarillo cheaper than Birmingham?

Yes. Amarillo has a cost of living index of 80 vs 84 for Birmingham (100 = US average). That's about 5% cheaper.

How much will I save moving from Birmingham to Amarillo?

On a $75K salary, moving from Birmingham to Amarillo saves roughly $563/month on core expenses. That's ~$6,756/year.

What salary do I need in Amarillo to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $71,429/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only