Moving from Billings to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 89 for Billings (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$225 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
89 โ†’ 89
100 = US avg
1BR rent
$1,200 โ†’ $1,200
per month
State tax
6.8% โ†’ 3.2%
income tax
COL difference
89 โ†’ 89
0% more expensive

Salary needed in Indianapolis to match your Billings lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in BillingsEquivalent in Indianapolis
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Similar cost of livingon core expenses at $75K

Monthly budget at $75K โ€” Billings vs Indianapolis

ExpenseBillingsIndianapolis
Monthly take-home$4,316$4,541
1BR rent$1,200$1,200
Groceries$369$357
Transport$42$60
Utilities$148$155
Internet$68$55
Left after essentials$2,489$2,714

Frequently asked questions

Is Indianapolis cheaper than Billings?

No. Indianapolis has a cost of living index of 89 vs 89 for Billings (100 = US average). That's about 0% more expensive.

How much will I save moving from Billings to Indianapolis?

On a $75K salary, moving from Billings to Indianapolis saves roughly $225/month on core expenses. That's ~$2,700/year.

What salary do I need in Indianapolis to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $75,000/year in Indianapolis. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only