Moving from Billings to Houston (2026)

Houston has a COL index of 95 vs 89 for Billings (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$210 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8995
100 = US avg
1BR rent
$1,200$1,350
per month
State tax
6.8%None
income tax
Take-home at $75K
$4,316$4,741
per month

Salary needed in Houston to match your Billings lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in BillingsEquivalent in Houston
$40K$42,697
$50K$53,371
$60K$64,045
$75K$80,056
$80K$85,393
$100K$106,742
$120K$128,090
$150K$160,112

Monthly budget at $75K — Billings vs Houston

ExpenseBillingsHouston
Monthly take-home$4,316$4,741
1BR rent$1,200$1,350
Groceries$369$357
Transport$42$90
Utilities$148$175
Internet$68$65
Left after essentials$2,489$2,704

Frequently asked questions

Is Houston cheaper than Billings?

No. Houston has a cost of living index of 95 vs 89 for Billings (100 = US average). That's about 7% more expensive.

How much will I save moving from Billings to Houston?

On a $75K salary, core expenses in Houston run about $210/month more than Billings. Factor this into your salary negotiation when relocating.

What salary do I need in Houston to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $80,056/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only