Moving from Billings to El Paso (2026)

El Paso has a COL index of 80 vs 89 for Billings (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$575/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
89 โ†’ 80
100 = US avg
1BR rent
$1,200 โ†’ $1,050
per month
State tax
6.8% โ†’ None
income tax
COL difference
89 โ†’ 80
10% cheaper

Salary needed in El Paso to match your Billings lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in BillingsEquivalent in El Paso
$40K$35,955
$50K$44,944
$60K$53,933
$75K$67,416
$80K$71,910
$100K$89,888
$120K$107,865
$150K$134,831

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$156/moon core expenses at $75K

Monthly budget at $75K โ€” Billings vs El Paso

ExpenseBillingsEl Paso
Monthly take-home$4,316$4,741
1BR rent$1,200$1,050
Groceries$369$346
Transport$42$40
Utilities$148$175
Internet$68$60
Left after essentials$2,489$3,070

30-Year Wealth Builder

If you invest your monthly savings of $156 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$190,315

over 30 years compared to staying in Billings โ€” that's the real price of a city.

$156/mo invested

Frequently asked questions

Is El Paso cheaper than Billings?

Yes. El Paso has a cost of living index of 80 vs 89 for Billings (100 = US average). That's about 10% cheaper.

How much will I save moving from Billings to El Paso?

On a $75K salary, moving from Billings to El Paso saves roughly $575/month on core expenses. That's ~$6,900/year.

What salary do I need in El Paso to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $67,416/year in El Paso. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only