Moving from Bend to Richmond (2026)

Richmond has a COL index of 98 vs 112 for Bend (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$303/mo
on core expenses · $75K salary baseline

Key differences

COL index
11298
100 = US avg
1BR rent
$1,900$1,600
per month
State tax
9.9%5.8%
income tax
Take-home at $75K
$4,122$4,378
per month

Salary needed in Richmond to match your Bend lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in BendEquivalent in Richmond
$40K$35,000
$50K$43,750
$60K$52,500
$75K$65,625
$80K$70,000
$100K$87,500
$120K$105,000
$150K$131,250

Monthly budget at $75K — Bend vs Richmond

ExpenseBendRichmond
Monthly take-home$4,122$4,378
1BR rent$1,900$1,600
Groceries$399$369
Transport$65$70
Utilities$125$155
Internet$68$60
Left after essentials$1,565$2,124

Frequently asked questions

Is Richmond cheaper than Bend?

Yes. Richmond has a cost of living index of 98 vs 112 for Bend (100 = US average). That's about 13% cheaper.

How much will I save moving from Bend to Richmond?

On a $75K salary, moving from Bend to Richmond could save roughly $303/month on core expenses. That's ~$3,636/year.

What salary do I need in Richmond to match my Bend lifestyle?

To maintain the same purchasing power as $75,000 in Bend, you'd need roughly $65,625/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only