Moving from Bend to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 112 for Bend (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$218/mo
on core expenses · $75K salary baseline

Key differences

COL index
112102
100 = US avg
1BR rent
$1,900$1,650
per month
State tax
9.9%2.5%
income tax
Take-home at $75K
$4,122$4,584
per month

Salary needed in Flagstaff to match your Bend lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in BendEquivalent in Flagstaff
$40K$36,429
$50K$45,536
$60K$54,643
$75K$68,304
$80K$72,857
$100K$91,071
$120K$109,286
$150K$136,607

Monthly budget at $75K — Bend vs Flagstaff

ExpenseBendFlagstaff
Monthly take-home$4,122$4,584
1BR rent$1,900$1,650
Groceries$399$384
Transport$65$45
Utilities$125$195
Internet$68$65
Left after essentials$1,565$2,245

Frequently asked questions

Is Flagstaff cheaper than Bend?

Yes. Flagstaff has a cost of living index of 102 vs 112 for Bend (100 = US average). That's about 9% cheaper.

How much will I save moving from Bend to Flagstaff?

On a $75K salary, moving from Bend to Flagstaff could save roughly $218/month on core expenses. That's ~$2,616/year.

What salary do I need in Flagstaff to match my Bend lifestyle?

To maintain the same purchasing power as $75,000 in Bend, you'd need roughly $68,304/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only