Moving from Bend to Bismarck (2026)
Bismarck has a COL index of 87 vs 112 for Bend (100 = US average). You'd pay about 22% less for the same lifestyle.
Save ~$779/mo
on core expenses · $75K salary baseline
Key differences
COL index
11287
100 = US avg
1BR rent
$1,900$1,150
per month
State tax
9.9%2.5%
income tax
Take-home at $75K
$4,122$4,584
per month
Salary needed in Bismarck to match your Bend lifestyle
Based on the 22% cost of living decrease between the two cities.
| Your salary in Bend | Equivalent in Bismarck |
|---|---|
| $40K | $31,071 |
| $50K | $38,839 |
| $60K | $46,607 |
| $75K | $58,259 |
| $80K | $62,143 |
| $100K | $77,679 |
| $120K | $93,214 |
| $150K | $116,518 |
Monthly budget at $75K — Bend vs Bismarck
| Expense | Bend | Bismarck |
|---|---|---|
| Monthly take-home | $4,122 | $4,584 |
| 1BR rent | $1,900 | $1,150 |
| Groceries | $399 | $369 |
| Transport | $65 | $42 |
| Utilities | $125 | $152 |
| Internet | $68 | $65 |
| Left after essentials | $1,565 | $2,806 |
Frequently asked questions
Is Bismarck cheaper than Bend?
Yes. Bismarck has a cost of living index of 87 vs 112 for Bend (100 = US average). That's about 22% cheaper.
How much will I save moving from Bend to Bismarck?
On a $75K salary, moving from Bend to Bismarck could save roughly $779/month on core expenses. That's ~$9,348/year.
What salary do I need in Bismarck to match my Bend lifestyle?
To maintain the same purchasing power as $75,000 in Bend, you'd need roughly $58,259/year in Bismarck. This is based on the overall COL index difference between the two cities.
Moving from Bismarck to BendBend vs Bismarck — full comparisonBend cost of livingBismarck cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only