Moving from Bellevue to Phoenix (2026)

Phoenix has a COL index of 100 vs 148 for Bellevue (100 = US average). You'd pay about 32% less for the same lifestyle.

Save ~$1,211/mo
on core expenses · $75K salary baseline

Key differences

COL index
148100
100 = US avg
1BR rent
$2,700$1,500
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Phoenix to match your Bellevue lifestyle

Based on the 32% cost of living decrease between the two cities.

Your salary in BellevueEquivalent in Phoenix
$40K$27,027
$50K$33,784
$60K$40,541
$75K$50,676
$80K$54,054
$100K$67,568
$120K$81,081
$150K$101,351

Monthly budget at $75K — Bellevue vs Phoenix

ExpenseBellevuePhoenix
Monthly take-home$4,741$4,584
1BR rent$2,700$1,500
Groceries$426$369
Transport$100$64
Utilities$120$210
Internet$68$60
Left after essentials$1,327$2,381

Frequently asked questions

Is Phoenix cheaper than Bellevue?

Yes. Phoenix has a cost of living index of 100 vs 148 for Bellevue (100 = US average). That's about 32% cheaper.

How much will I save moving from Bellevue to Phoenix?

On a $75K salary, moving from Bellevue to Phoenix could save roughly $1,211/month on core expenses. That's ~$14,532/year.

What salary do I need in Phoenix to match my Bellevue lifestyle?

To maintain the same purchasing power as $75,000 in Bellevue, you'd need roughly $50,676/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only