Moving from Baltimore to St. Louis (2026)
St. Louis has a COL index of 87 vs 110 for Baltimore (100 = US average). You'd pay about 21% less for the same lifestyle.
Key differences
Salary needed in St. Louis to match your Baltimore lifestyle
Based on the 21% cost of living decrease between the two cities.
| Your salary in Baltimore | Equivalent in St. Louis |
|---|---|
| $40K | $31,636 |
| $50K | $39,545 |
| $60K | $47,455 |
| $75K | $59,318 |
| $80K | $63,273 |
| $100K | $79,091 |
| $120K | $94,909 |
| $150K | $118,636 |
Monthly budget at $75K — Baltimore vs St. Louis
| Expense | Baltimore | St. Louis |
|---|---|---|
| Monthly take-home | $4,441 | $4,447 |
| 1BR rent | $1,900 | $1,300 |
| Groceries | $391 | $369 |
| Transport | $88 | $75 |
| Utilities | $175 | $162 |
| Internet | $65 | $60 |
| Left after essentials | $1,822 | $2,481 |
Frequently asked questions
Is St. Louis cheaper than Baltimore?
Yes. St. Louis has a cost of living index of 87 vs 110 for Baltimore (100 = US average). That's about 21% cheaper.
How much will I save moving from Baltimore to St. Louis?
On a $75K salary, moving from Baltimore to St. Louis could save roughly $653/month on core expenses. That's ~$7,836/year.
What salary do I need in St. Louis to match my Baltimore lifestyle?
To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $59,318/year in St. Louis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only