Moving from Baltimore to Springfield (2026)

Springfield has a COL index of 79 vs 110 for Baltimore (100 = US average). You'd pay about 28% less for the same lifestyle.

Save ~$1,061/mo
on core expenses · $75K salary baseline

Key differences

COL index
11079
100 = US avg
1BR rent
$1,900$950
per month
State tax
4.8%4.7%
income tax
Take-home at $75K
$4,441$4,447
per month

Salary needed in Springfield to match your Baltimore lifestyle

Based on the 28% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Springfield
$40K$28,727
$50K$35,909
$60K$43,091
$75K$53,864
$80K$57,455
$100K$71,818
$120K$86,182
$150K$107,727

Monthly budget at $75K — Baltimore vs Springfield

ExpenseBaltimoreSpringfield
Monthly take-home$4,441$4,447
1BR rent$1,900$950
Groceries$391$353
Transport$88$42
Utilities$175$155
Internet$65$58
Left after essentials$1,822$2,889

Frequently asked questions

Is Springfield cheaper than Baltimore?

Yes. Springfield has a cost of living index of 79 vs 110 for Baltimore (100 = US average). That's about 28% cheaper.

How much will I save moving from Baltimore to Springfield?

On a $75K salary, moving from Baltimore to Springfield could save roughly $1,061/month on core expenses. That's ~$12,732/year.

What salary do I need in Springfield to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $53,864/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only