Moving from Baltimore to Austin (2026)

Austin has a COL index of 122 vs 110 for Baltimore (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$162 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
110122
100 = US avg
1BR rent
$1,900$1,800
per month
State tax
4.8%None
income tax
Take-home at $75K
$4,441$4,741
per month

Salary needed in Austin to match your Baltimore lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in BaltimoreEquivalent in Austin
$40K$44,364
$50K$55,455
$60K$66,545
$75K$83,182
$80K$88,727
$100K$110,909
$120K$133,091
$150K$166,364

Monthly budget at $75K — Baltimore vs Austin

ExpenseBaltimoreAustin
Monthly take-home$4,441$4,741
1BR rent$1,900$1,800
Groceries$391$372
Transport$88$50
Utilities$175$170
Internet$65$65
Left after essentials$1,822$2,284

Frequently asked questions

Is Austin cheaper than Baltimore?

No. Austin has a cost of living index of 122 vs 110 for Baltimore (100 = US average). That's about 11% more expensive.

How much will I save moving from Baltimore to Austin?

On a $75K salary, moving from Baltimore to Austin could save roughly $162/month on core expenses. That's ~$1,944/year.

What salary do I need in Austin to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $83,182/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only