Moving from Austin to San Diego (2026)

San Diego has a COL index of 148 vs 122 for Austin (100 = US average). Expect to pay about 21% more for the same lifestyle.

Pay ~$852 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
122148
100 = US avg
1BR rent
$1,800$2,600
per month
State tax
None9.3%
income tax
Take-home at $75K
$4,741$4,159
per month

Salary needed in San Diego to match your Austin lifestyle

Based on the 21% cost of living increase between the two cities.

Your salary in AustinEquivalent in San Diego
$40K$48,525
$50K$60,656
$60K$72,787
$75K$90,984
$80K$97,049
$100K$121,311
$120K$145,574
$150K$181,967

Monthly budget at $75K — Austin vs San Diego

ExpenseAustinSan Diego
Monthly take-home$4,741$4,159
1BR rent$1,800$2,600
Groceries$372$414
Transport$50$100
Utilities$170$130
Internet$65$65
Left after essentials$2,284$850

Frequently asked questions

Is San Diego cheaper than Austin?

No. San Diego has a cost of living index of 148 vs 122 for Austin (100 = US average). That's about 21% more expensive.

How much will I save moving from Austin to San Diego?

On a $75K salary, core expenses in San Diego run about $852/month more than Austin. Factor this into your salary negotiation when relocating.

What salary do I need in San Diego to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $90,984/year in San Diego. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only