Moving from Austin to Sacramento (2026)

Sacramento has a COL index of 127 vs 122 for Austin (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$261 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
122127
100 = US avg
1BR rent
$1,800$2,000
per month
State tax
None9.3%
income tax
Take-home at $75K
$4,741$4,159
per month

Salary needed in Sacramento to match your Austin lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in AustinEquivalent in Sacramento
$40K$41,639
$50K$52,049
$60K$62,459
$75K$78,074
$80K$83,279
$100K$104,098
$120K$124,918
$150K$156,148

Monthly budget at $75K — Austin vs Sacramento

ExpenseAustinSacramento
Monthly take-home$4,741$4,159
1BR rent$1,800$2,000
Groceries$372$403
Transport$50$100
Utilities$170$150
Internet$65$65
Left after essentials$2,284$1,441

Frequently asked questions

Is Sacramento cheaper than Austin?

No. Sacramento has a cost of living index of 127 vs 122 for Austin (100 = US average). That's about 4% more expensive.

How much will I save moving from Austin to Sacramento?

On a $75K salary, core expenses in Sacramento run about $261/month more than Austin. Factor this into your salary negotiation when relocating.

What salary do I need in Sacramento to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $78,074/year in Sacramento. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only