Moving from Austin to Rochester (2026)

Rochester has a COL index of 94 vs 122 for Austin (100 = US average). You'd pay about 23% less for the same lifestyle.

Save ~$392/mo
on core expenses · $75K salary baseline

Key differences

COL index
12294
100 = US avg
1BR rent
$1,800$1,400
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Rochester to match your Austin lifestyle

Based on the 23% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Rochester
$40K$30,820
$50K$38,525
$60K$46,230
$75K$57,787
$80K$61,639
$100K$77,049
$120K$92,459
$150K$115,574

Monthly budget at $75K — Austin vs Rochester

ExpenseAustinRochester
Monthly take-home$4,741$4,122
1BR rent$1,800$1,400
Groceries$372$380
Transport$50$55
Utilities$170$168
Internet$65$62
Left after essentials$2,284$2,057

Frequently asked questions

Is Rochester cheaper than Austin?

Yes. Rochester has a cost of living index of 94 vs 122 for Austin (100 = US average). That's about 23% cheaper.

How much will I save moving from Austin to Rochester?

On a $75K salary, moving from Austin to Rochester could save roughly $392/month on core expenses. That's ~$4,704/year.

What salary do I need in Rochester to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $57,787/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only