Moving from Austin to Montgomery (2026)
Montgomery has a COL index of 81 vs 122 for Austin (100 = US average). You'd pay about 34% less for the same lifestyle.
Key differences
Salary needed in Montgomery to match your Austin lifestyle
Based on the 34% cost of living decrease between the two cities.
| Your salary in Austin | Equivalent in Montgomery |
|---|---|
| $40K | $26,557 |
| $50K | $33,197 |
| $60K | $39,836 |
| $75K | $49,795 |
| $80K | $53,115 |
| $100K | $66,393 |
| $120K | $79,672 |
| $150K | $99,590 |
Monthly budget at $75K — Austin vs Montgomery
| Expense | Austin | Montgomery |
|---|---|---|
| Monthly take-home | $4,741 | $4,428 |
| 1BR rent | $1,800 | $1,050 |
| Groceries | $372 | $353 |
| Transport | $50 | $38 |
| Utilities | $170 | $170 |
| Internet | $65 | $58 |
| Left after essentials | $2,284 | $2,759 |
Frequently asked questions
Is Montgomery cheaper than Austin?
Yes. Montgomery has a cost of living index of 81 vs 122 for Austin (100 = US average). That's about 34% cheaper.
How much will I save moving from Austin to Montgomery?
On a $75K salary, moving from Austin to Montgomery could save roughly $788/month on core expenses. That's ~$9,456/year.
What salary do I need in Montgomery to match my Austin lifestyle?
To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $49,795/year in Montgomery. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only