Moving from Austin to Laredo (2026)

Laredo has a COL index of 79 vs 122 for Austin (100 = US average). You'd pay about 35% less for the same lifestyle.

Save ~$850/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
122 โ†’ 79
100 = US avg
1BR rent
$1,800 โ†’ $950
per month
State tax
None โ†’ None
income tax
COL difference
122 โ†’ 79
35% cheaper

Salary needed in Laredo to match your Austin lifestyle

Based on the 35% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Laredo
$40K$25,902
$50K$32,377
$60K$38,852
$75K$48,566
$80K$51,803
$100K$64,754
$120K$77,705
$150K$97,131

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$908/moon core expenses at $75K

Monthly budget at $75K โ€” Austin vs Laredo

ExpenseAustinLaredo
Monthly take-home$4,741$4,741
1BR rent$1,800$950
Groceries$372$338
Transport$50$35
Utilities$170$168
Internet$65$58
Left after essentials$2,284$3,192

30-Year Wealth Builder

If you invest your monthly savings of $908 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,107,734

over 30 years compared to staying in Austin โ€” that's the real price of a city.

$908/mo invested

Frequently asked questions

Is Laredo cheaper than Austin?

Yes. Laredo has a cost of living index of 79 vs 122 for Austin (100 = US average). That's about 35% cheaper.

How much will I save moving from Austin to Laredo?

On a $75K salary, moving from Austin to Laredo saves roughly $850/month on core expenses. That's ~$10,200/year.

What salary do I need in Laredo to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $48,566/year in Laredo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only