Moving from Austin to Des Moines (2026)

Des Moines has a COL index of 87 vs 122 for Austin (100 = US average). You'd pay about 29% less for the same lifestyle.

Save ~$244/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
122 โ†’ 87
100 = US avg
1BR rent
$1,800 โ†’ $1,200
per month
State tax
None โ†’ 5.7%
income tax
COL difference
122 โ†’ 87
29% cheaper

Salary needed in Des Moines to match your Austin lifestyle

Based on the 29% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Des Moines
$40K$28,525
$50K$35,656
$60K$42,787
$75K$53,484
$80K$57,049
$100K$71,311
$120K$85,574
$150K$106,967

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$627/moon core expenses at $75K

Monthly budget at $75K โ€” Austin vs Des Moines

ExpenseAustinDes Moines
Monthly take-home$4,741$4,384
1BR rent$1,800$1,200
Groceries$372$365
Transport$50$50
Utilities$170$155
Internet$65$60
Left after essentials$2,284$2,554

30-Year Wealth Builder

If you invest your monthly savings of $627 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$764,922

over 30 years compared to staying in Austin โ€” that's the real price of a city.

$627/mo invested

Frequently asked questions

Is Des Moines cheaper than Austin?

Yes. Des Moines has a cost of living index of 87 vs 122 for Austin (100 = US average). That's about 29% cheaper.

How much will I save moving from Austin to Des Moines?

On a $75K salary, moving from Austin to Des Moines saves roughly $244/month on core expenses. That's ~$2,928/year.

What salary do I need in Des Moines to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $53,484/year in Des Moines. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only