Moving from Austin to Chicago (2026)
Chicago has a COL index of 107 vs 122 for Austin (100 = US average). You'd pay about 12% less for the same lifestyle.
Key differences
Salary needed in Chicago to match your Austin lifestyle
Based on the 12% cost of living decrease between the two cities.
| Your salary in Austin | Equivalent in Chicago |
|---|---|
| $40K | $35,082 |
| $50K | $43,852 |
| $60K | $52,623 |
| $75K | $65,779 |
| $80K | $70,164 |
| $100K | $87,705 |
| $120K | $105,246 |
| $150K | $131,557 |
Monthly budget at $75K — Austin vs Chicago
| Expense | Austin | Chicago |
|---|---|---|
| Monthly take-home | $4,741 | $4,434 |
| 1BR rent | $1,800 | $1,900 |
| Groceries | $372 | $388 |
| Transport | $50 | $105 |
| Utilities | $170 | $165 |
| Internet | $65 | $65 |
| Left after essentials | $2,284 | $1,811 |
Frequently asked questions
Is Chicago cheaper than Austin?
Yes. Chicago has a cost of living index of 107 vs 122 for Austin (100 = US average). That's about 12% cheaper.
How much will I save moving from Austin to Chicago?
On a $75K salary, core expenses in Chicago run about $166/month more than Austin. Factor this into your salary negotiation when relocating.
What salary do I need in Chicago to match my Austin lifestyle?
To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $65,779/year in Chicago. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only