Moving from Atlanta to Chicago (2026)

Chicago has a COL index of 107 vs 110 for Atlanta (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$27/mo
on core expenses · $75K salary baseline

Key differences

COL index
110107
100 = US avg
1BR rent
$1,900$1,900
per month
State tax
5.5%4.9%
income tax
Take-home at $75K
$4,397$4,434
per month

Salary needed in Chicago to match your Atlanta lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in AtlantaEquivalent in Chicago
$40K$38,909
$50K$48,636
$60K$58,364
$75K$72,955
$80K$77,818
$100K$97,273
$120K$116,727
$150K$145,909

Monthly budget at $75K — Atlanta vs Chicago

ExpenseAtlantaChicago
Monthly take-home$4,397$4,434
1BR rent$1,900$1,900
Groceries$376$388
Transport$95$105
Utilities$165$165
Internet$60$65
Left after essentials$1,801$1,811

Frequently asked questions

Is Chicago cheaper than Atlanta?

Yes. Chicago has a cost of living index of 107 vs 110 for Atlanta (100 = US average). That's about 3% cheaper.

How much will I save moving from Atlanta to Chicago?

On a $75K salary, core expenses in Chicago run about $27/month more than Atlanta. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Atlanta lifestyle?

To maintain the same purchasing power as $75,000 in Atlanta, you'd need roughly $72,955/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only