Moving from Ann Arbor to Albany (2026)
Albany has a COL index of 92 vs 105 for Ann Arbor (100 = US average). You'd pay about 12% less for the same lifestyle.
Save ~$326/mo
on core expenses · $75K salary baseline
Key differences
COL index
10592
100 = US avg
1BR rent
$1,750$1,400
per month
State tax
4.1%6.9%
income tax
Take-home at $75K
$4,484$4,309
per month
Salary needed in Albany to match your Ann Arbor lifestyle
Based on the 12% cost of living decrease between the two cities.
| Your salary in Ann Arbor | Equivalent in Albany |
|---|---|
| $40K | $35,048 |
| $50K | $43,810 |
| $60K | $52,571 |
| $75K | $65,714 |
| $80K | $70,095 |
| $100K | $87,619 |
| $120K | $105,143 |
| $150K | $131,429 |
Monthly budget at $75K — Ann Arbor vs Albany
| Expense | Ann Arbor | Albany |
|---|---|---|
| Monthly take-home | $4,484 | $4,309 |
| 1BR rent | $1,750 | $1,400 |
| Groceries | $384 | $380 |
| Transport | $65 | $68 |
| Utilities | $162 | $185 |
| Internet | $63 | $65 |
| Left after essentials | $2,060 | $2,211 |
Frequently asked questions
Is Albany cheaper than Ann Arbor?
Yes. Albany has a cost of living index of 92 vs 105 for Ann Arbor (100 = US average). That's about 12% cheaper.
How much will I save moving from Ann Arbor to Albany?
On a $75K salary, moving from Ann Arbor to Albany could save roughly $326/month on core expenses. That's ~$3,912/year.
What salary do I need in Albany to match my Ann Arbor lifestyle?
To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $65,714/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to Ann ArborAnn Arbor vs Albany — full comparisonAnn Arbor cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only