Moving from Amarillo to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 80 for Amarillo (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$263 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8089
100 = US avg
1BR rent
$950$1,200
per month
State tax
None3.2%
income tax
Take-home at $75K
$4,741$4,541
per month

Salary needed in Indianapolis to match your Amarillo lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in AmarilloEquivalent in Indianapolis
$40K$44,500
$50K$55,625
$60K$66,750
$75K$83,438
$80K$89,000
$100K$111,250
$120K$133,500
$150K$166,875

Monthly budget at $75K — Amarillo vs Indianapolis

ExpenseAmarilloIndianapolis
Monthly take-home$4,741$4,541
1BR rent$950$1,200
Groceries$346$357
Transport$38$60
Utilities$170$155
Internet$60$55
Left after essentials$3,177$2,714

Frequently asked questions

Is Indianapolis cheaper than Amarillo?

No. Indianapolis has a cost of living index of 89 vs 80 for Amarillo (100 = US average). That's about 11% more expensive.

How much will I save moving from Amarillo to Indianapolis?

On a $75K salary, core expenses in Indianapolis run about $263/month more than Amarillo. Factor this into your salary negotiation when relocating.

What salary do I need in Indianapolis to match my Amarillo lifestyle?

To maintain the same purchasing power as $75,000 in Amarillo, you'd need roughly $83,438/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only