Moving from Amarillo to Fargo (2026)

Fargo has a COL index of 89 vs 80 for Amarillo (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$325 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8089
100 = US avg
1BR rent
$950$1,250
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Fargo to match your Amarillo lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in AmarilloEquivalent in Fargo
$40K$44,500
$50K$55,625
$60K$66,750
$75K$83,438
$80K$89,000
$100K$111,250
$120K$133,500
$150K$166,875

Monthly budget at $75K — Amarillo vs Fargo

ExpenseAmarilloFargo
Monthly take-home$4,741$4,584
1BR rent$950$1,250
Groceries$346$369
Transport$38$50
Utilities$170$155
Internet$60$65
Left after essentials$3,177$2,695

Frequently asked questions

Is Fargo cheaper than Amarillo?

No. Fargo has a cost of living index of 89 vs 80 for Amarillo (100 = US average). That's about 11% more expensive.

How much will I save moving from Amarillo to Fargo?

On a $75K salary, core expenses in Fargo run about $325/month more than Amarillo. Factor this into your salary negotiation when relocating.

What salary do I need in Fargo to match my Amarillo lifestyle?

To maintain the same purchasing power as $75,000 in Amarillo, you'd need roughly $83,438/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only