Moving from Amarillo to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 80 for Amarillo (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$311 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8086
100 = US avg
1BR rent
$950$1,250
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Chattanooga to match your Amarillo lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in AmarilloEquivalent in Chattanooga
$40K$43,000
$50K$53,750
$60K$64,500
$75K$80,625
$80K$86,000
$100K$107,500
$120K$129,000
$150K$161,250

Monthly budget at $75K — Amarillo vs Chattanooga

ExpenseAmarilloChattanooga
Monthly take-home$4,741$4,741
1BR rent$950$1,250
Groceries$346$357
Transport$38$45
Utilities$170$165
Internet$60$58
Left after essentials$3,177$2,866

Frequently asked questions

Is Chattanooga cheaper than Amarillo?

No. Chattanooga has a cost of living index of 86 vs 80 for Amarillo (100 = US average). That's about 8% more expensive.

How much will I save moving from Amarillo to Chattanooga?

On a $75K salary, core expenses in Chattanooga run about $311/month more than Amarillo. Factor this into your salary negotiation when relocating.

What salary do I need in Chattanooga to match my Amarillo lifestyle?

To maintain the same purchasing power as $75,000 in Amarillo, you'd need roughly $80,625/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only