Moving from Albuquerque to Lubbock (2026)

Lubbock has a COL index of 81 vs 89 for Albuquerque (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$120/mo
on core expenses · $75K salary baseline

Key differences

COL index
8981
100 = US avg
1BR rent
$1,100$1,000
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Lubbock to match your Albuquerque lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in AlbuquerqueEquivalent in Lubbock
$40K$36,404
$50K$45,506
$60K$54,607
$75K$68,258
$80K$72,809
$100K$91,011
$120K$109,213
$150K$136,517

Monthly budget at $75K — Albuquerque vs Lubbock

ExpenseAlbuquerqueLubbock
Monthly take-home$4,434$4,741
1BR rent$1,100$1,000
Groceries$361$346
Transport$48$38
Utilities$165$172
Internet$60$58
Left after essentials$2,700$3,127

Frequently asked questions

Is Lubbock cheaper than Albuquerque?

Yes. Lubbock has a cost of living index of 81 vs 89 for Albuquerque (100 = US average). That's about 9% cheaper.

How much will I save moving from Albuquerque to Lubbock?

On a $75K salary, moving from Albuquerque to Lubbock could save roughly $120/month on core expenses. That's ~$1,440/year.

What salary do I need in Lubbock to match my Albuquerque lifestyle?

To maintain the same purchasing power as $75,000 in Albuquerque, you'd need roughly $68,258/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only