XLY vs XLF — 26-Year Performance Comparison
Consumer Discretionary vs Financials — backtested 1999–2024
XLY wins$119,011 vs $46,729 on $10,000 over 26 years
XLYConsumer Discretionary
Final value$119,011
CAGR+10.0%
Max drawdown-37.0%
Best year+44% (2013)
Years won15 of 26
XLFFinancials
Final value$46,729
CAGR+6.1%
Max drawdown-63.6%
Best year+36% (2013)
Years won11 of 26
Growth of $10,000
1999–2024XLYXLF
XLY$119,011
XLF$46,729
50/50 mix$82,661
50/50 blend: $82,661 (+8.5%/yr CAGR)
Splitting equally between XLY and XLF would have landed between the two — slightly lower CAGR than XLY but less volatility. Try a custom split →
Year-by-year: XLY vs XLF
| Year | XLY | XLF | Winner |
|---|---|---|---|
| 2024 | +30.6% | +30.9% | XLF |
| 2023 | +41.1% | +12.2% | XLY |
| 2022 | -37.0% | -10.5% | XLF |
| 2021 | +24.1% | +35.0% | XLF |
| 2020 | +33.0% | -1.7% | XLY |
| 2019 | +27.9% | +32.1% | XLF |
| 2018 | -0.5% | -14.6% | XLY |
| 2017 | +22.9% | +22.2% | XLY |
| 2016 | +6.0% | +22.8% | XLF |
| 2015 | +10.1% | -1.5% | XLY |
| 2014 | +9.7% | +15.2% | XLF |
| 2013 | +43.6% | +35.6% | XLY |
| 2012 | +23.8% | +29.0% | XLF |
| 2011 | +6.8% | -17.1% | XLY |
| 2010 | +27.7% | +12.1% | XLY |
| 2009 | +41.6% | +17.5% | XLY |
| 2008 | -33.5% | -55.3% | XLY |
| 2007 | +1.2% | -18.6% | XLY |
| 2006 | +17.3% | +19.1% | XLF |
| 2005 | +1.0% | +6.1% | XLF |
| 2004 | +12.5% | +10.7% | XLY |
| 2003 | +28.4% | +29.1% | XLF |
| 2002 | -18.3% | -19.0% | XLY |
| 2001 | -4.4% | -6.3% | XLY |
| 2000 | -15.6% | +26.2% | XLF |
| 1999 | +19.0% | +16.0% | XLY |
More comparisons
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