XLY vs LQD — 23-Year Performance Comparison
Consumer Discretionary vs Investment-Grade Corp Bonds — backtested 2002–2024
XLY wins$123,948 vs $26,647 on $10,000 over 23 years
XLYConsumer Discretionary
Final value$123,948
CAGR+11.6%
Max drawdown-37.0%
Best year+44% (2013)
Years won16 of 23
LQDInvestment-Grade Corp Bonds
Final value$26,647
CAGR+4.4%
Max drawdown-19.4%
Best year+17% (2019)
Years won7 of 23
Growth of $10,000
2002–2024XLYLQD
XLY$123,948
LQD$26,647
50/50 mix$64,355
50/50 blend: $64,355 (+8.4%/yr CAGR)
Splitting equally between XLY and LQD would have landed between the two — slightly lower CAGR than XLY but less volatility. Try a custom split →
Year-by-year: XLY vs LQD
| Year | XLY | LQD | Winner |
|---|---|---|---|
| 2024 | +30.6% | +0.9% | XLY |
| 2023 | +41.1% | +9.4% | XLY |
| 2022 | -37.0% | -17.9% | LQD |
| 2021 | +24.1% | -1.8% | XLY |
| 2020 | +33.0% | +11.0% | XLY |
| 2019 | +27.9% | +17.4% | XLY |
| 2018 | -0.5% | -3.8% | XLY |
| 2017 | +22.9% | +7.1% | XLY |
| 2016 | +6.0% | +6.2% | LQD |
| 2015 | +10.1% | -1.3% | XLY |
| 2014 | +9.7% | +8.2% | XLY |
| 2013 | +43.6% | -2.0% | XLY |
| 2012 | +23.8% | +10.6% | XLY |
| 2011 | +6.8% | +9.7% | LQD |
| 2010 | +27.7% | +9.3% | XLY |
| 2009 | +41.6% | +8.4% | XLY |
| 2008 | -33.5% | +2.4% | LQD |
| 2007 | +1.2% | +3.7% | LQD |
| 2006 | +17.3% | +4.2% | XLY |
| 2005 | +1.0% | +1.2% | LQD |
| 2004 | +12.5% | +5.7% | XLY |
| 2003 | +28.4% | +7.3% | XLY |
| 2002 | -18.3% | +9.9% | LQD |
More comparisons
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